Choose the right insurance policies.
As much as you can plan ahead, no element of financial planning allows you to see into the future. What you can do is to be smart and ensure you are protected by an insurance policy in the event of death, critical illness or incapacity.
Life Assurance Policy
A life assurance policy is a good choice if you want to reduce the financial burden on your family in the event of death. Unlike with fixed-term life insurance, your beneficiaries will be guaranteed a sum of money which can be used to pay any costs, including the inheritance tax bill. Life assurance policy is a key priority for any individual who would be leaving family or a dependant behind. We will consult with you and tailor our advice specifically to your needs.
Income Protection Insurance
Income protection insurance provides you with a regular payment that is designed to replace your income if you are unable to work as a result of illness or injury. Many people do not realise the true value of their future earning potential. In reality, this is the biggest asset that an individual will have over their life, so it is vital to plan ahead.
Critical Illness Cover
Though no-one wants to imagine how they would cope if they were to become seriously ill, it helps to have the financial side of things dealt with in advance. Critical illness protection cover can help mitigate financial concerns should you suffer from one of several specific critical illnesses. These are typically serious conditions and include heart attacks, strokes, some forms of cancer or where there may be a requirement for a major organ transplant. This type of insurance pays out directly to the insured.
Get In Touch
To talk to one of our team and discuss our services, get in touch to see how we can help.
Call us – 01392 432431