As your mortgage broker, we have a duty of care, and we must justify why the mortgage we have recommended is the right one for you. It’s not just about the lowest rate or best incentive; it’s about the right mortgage for you and your circumstances.
We are qualified to give mortgage advice. We are on your side and do not have our own mortgage products to sell. Our advisers will look for the best mortgage for you from the whole of the marketplace. We understand that lenders have ever changing mortgage criteria and based on your circumstances we know which lender can accept and process your application without avoidable delays.
We also advise on your mortgage related life insurance; aiming to ensure your mortgage is fully protected in the event of early death or diagnosis of a critical illness.
We are upfront about our fees via our Key Facts document issued to you at our first meeting, but also confirmed in any illustration or mortgage offer issued by the lender.
To do things yourself will require a search of the marketplace, contact with all your shortlisted lenders, numerous meetings and an understanding of each lender’s individual policies and deals. If you value your time and money, use Prydis for your residential and buy to let mortgage requirements.
Please note, your home may be repossessed if you do not keep up repayments on your mortgage.