Personal Tax Planning

Personal tax planning is more than just submitting your tax return on time. It’s about making informed, forward-thinking decisions to minimise liabilities, protect your wealth, and make the most of your financial opportunities. At Prydis, we specialise in delivering tailored personal tax planning services to individuals, families, business owners, and high-net-worth individuals across Devon and Cornwall.

With more than 20 years of experience, our qualified tax advisers take a proactive approach to planning, ensuring our clients are always one step ahead of changes of any key changes in tax law.

Our Personal Tax Planning Services

We offer a comprehensive range of personal tax planning services to support your short-term needs and long-term goals. Whether you are a salaried professional, a landlord, or an entrepreneur, we have the technical expertise and commercial insight to help you implement an efficient tax strategy.

Our personal tax planning services include:

Annual Self-Assessment Tax Returns – Preparation and submission of self-assessment returns, as well as the calculation of tax due and support with payments on account.

Income Tax Planning – Strategies to reduce income tax through use of allowances and reliefs. Planning around dividend income, pensions, and savings

Inheritance Tax Planning – Structuring your estate to minimise any liabilities. Providing guidance on the use of gifts, trusts, and lifetime exemptions.

Retirement Planning – We’ll work with our in-house financial planners to help you optimise your retirement income and provide advice on pension contribution limits and tax relief.

Impact assessment of Lifetime Allowance and Annual Allowance rules

Estate Planning- The creation and management of trusts to protect and transfer wealth, as well as executor support and probate services

Property Tax Planning – Advice for buy-to-let landlords and holiday let owners. We’ll also provide guidance on Stamp Duty Land Tax and CGT liabilities.

Why Personal Tax Planning Matters

Tax is one of the largest recurring expenses most individuals face. However, UK tax law is complex and continually evolving, meaning opportunities for tax relief are often missed without professional advice.

Strategic personal tax planning can help you:

• Reduce your income, capital gains, and inheritance tax costs
• Structure your finances more efficiently for both yourself and family members or business entities
• Better utilise available allowances, exemptions, and tax reliefs
• Plan for major life events such as retirement, divorce, or business succession
• Avoid costly mistakes or penalties.

At Prydis, we take the time to understand your unique financial picture so that we can tailor our advice accordingly.

Personal Tax Planning Specialists

Our team is based in our head office in Exeter, as well as our other offices in the area including Liskeard and Newquay, and proudly serves clients throughout Devon and Cornwall. We understand the local economic landscape, from rural estates in Mid Devon to entrepreneurs in Exeter’s growing tech and innovation sectors.

We also advise trustees, legal professionals, and private investors who require tailored tax planning around trusts, portfolios, or property holdings.

Our Personal Tax Planning Approach

We provide more than just tax compliance, we offer clarity, control, and confidence. Our personal tax planning service is structured around the following principles:

Proactive Planning – We don’t just react to tax deadlines. We help you plan ahead with strategies that consider both immediate savings and future situations.

Tailored Advice – No two financial situations are the same. We take a complete view of your income, assets, family structure, and long-term objectives.

Integrated Solutions – With in-house financial, and business advisory experts, Prydis offers a fully integrated service that allows tax planning to connect with your wider financial goals.

Regulatory Expertise – Our team of Chartered Tax Advisers and ICAEW-qualified accountants ensures your finances remain fully compliant, taking any stress away from you.

Clear Communication – We provide advice that’s practical and understandable, helping you to make clearer decisions. We’re on hand to answer questions whenever you need.

Prydis’ Experience in Personal Tax Planning

With over two decades of experience in delivering bespoke tax planning, Prydis has helped hundreds of clients successfully navigate the complexities of UK tax law. Our reputation has been built on trust, technical excellence, and a commitment to personal service tailored to everyone individually.

Our Exeter office serves as a hub for individuals and families seeking comprehensive and discreet tax advice in Devon and the wider area.

Get Started with Prydis

Whether you are looking for a second opinion on your current tax planning situation or need long-term support, Prydis is here to help. Our team is available for consultations in person through our offices in Exeter, Liskeard and Newquay, or remotely, and we tailor our service to fit your schedule.

Get in touch today!

Call us – 01392 432431

Branches: Exeter | Newquay | Liskeard | Edinburgh